1. Payment methods

Customers can choose one or more payment methods for their order when purchasing products on the website vanphongphamvungtaupt.vn to pay:

1.1 Prepayment:  is an online payment method that customers use to pay for orders, including:

(i) Gift Code.

(ii) ATM card (Domestic debit/payment/prepaid card).

(iii) International payment cards, credit cards (Visa, Master, JCB, UnionPay…).

1.2 Post-payment:  is the method that customers use to pay for orders when we deliver them, including:

(iv) Cash.

(v) ATM cards (bank cards, domestic payment cards), credit cards and international payment cards (Visa, Master, JCB, Amex, UnionPay…) via the Bank’s POS card swiping machine.

2. Details of payment methods

CLASSIFY	ACCEPTED PAYMENT METHODS	MAXIMUM NUMBER OF USE PER ORDER	DETAIL	CONDITIONS FOR ACCEPTED PAYMENT
PREPAY	1. Gift code	01 code	Discounts are generated from the vanphongphamvungtaupt.vn system.	The code is still valid and has a payment value >0. The order meets the conditions of the program to apply the Gift code.
	2. ATM card	01 card	Applies to cards on the published list.   In case the customer changes their needs or returns the goods and requests a refund without our fault, the customer will be responsible for the transaction fee. The fee will be specifically notified by our staff.
	3. Credit cards, international payment cards	01 card	Applies to cards on the published list.   In case the customer changes their needs or returns the goods and requests a refund without our fault, the customer will be responsible for the transaction fee. The fee will be specifically notified by our staff.
PAY LATER	4. Payment in cash	01 time	Applies to cards on the published list.   In case the customer changes their needs or returns the goods and requests a refund without our fault, the customer will be responsible for the transaction fee. The fee will be specifically notified by our staff.
	5. ATM card (debit/payment card, domestic prepaid), Credit card, international payment card via POS card swiping machine of the Bank	01 card	Applies to cards on the published list.   In case the customer changes their needs or returns the goods and requests a refund without our fault, the customer will be responsible for the transaction fee. The fee will be specifically notified by our staff.

3. Applicable payment regulations

3.1 Prepayment and postpayment:

Applicable to all customers of vanphongphamvungtaupt.vn using accepted payment methods.

3.2 Regulations on combining payment methods:

Not applicable.

3.3 Information storage – one-step payment:

When the customer successfully pays for the first time, they can use the one-step payment function. To use it, the customer logs into their account and chooses to enable the one-step payment function. The system automatically stores the information and sets it as default in the next order.

The default information includes:

– Orderer information: name, phone number, address, email (if available).

– Recipient information: default is the same as the recipient information of the previous successful order (customer can adjust if desired).

– Default payment method according to previous order (customers can choose to change to another payment method).

APPENDIX: LIST OF CARDS ACCEPTED FOR ONLINE PAYMENT

(Updated according to service provider’s announcement)

I. International cards:

1. Visa

2. Master

3. JCB

4. American Express

5. UnionPay

II. Domestic cards:

1. Vietnam Export Import Commercial Joint Stock Bank (Eximbank)

2. Vietnam Public Joint Stock Commercial Bank (PVcom Bank)

3. Tien Phong Commercial Joint Stock Bank (TP Bank)

4. Vietnam Technological and Commercial Joint Stock Bank (Techcombank)

5. Vietnam Bank for Agriculture and Rural Development (AGRIBANK)

6. Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank)

7. Bank for Investment and Development of Vietnam (BIDV)

8. Vietnam Maritime Commercial Joint Stock Bank (Maritime Bank)

9. Ho Chi Minh City Housing Development Joint Stock Commercial Bank (HDBank)

10. Nam A Commercial Joint Stock Bank (Nam A Bank)

11. DongA Commercial Joint Stock Bank (DongA Bank)

12. Ocean Commercial Joint Stock Bank (Ocean Bank)

13. Asia Commercial Joint Stock Bank (ACB)

14. Vietnam Prosperity Joint Stock Commercial Bank (VP Bank)

15. National Citizen Commercial Joint Stock Bank (NCB)

16. Orient Commercial Joint Stock Bank (OCB)

17. Indovina Bank Limited (IVB)

18. Vietnam International Commercial Joint Stock Bank (VIB)

19. Saigon Commercial Joint Stock Bank (SCB)

20. Viet Capital Bank